Where do I go if I am running out of money and will not be able to pay my bills or my employees?

Here are some ways to increase your cash flow if you are low:

• Renegotiate with your suppliers. Perhaps you can negotiate a longer-term deal, so you have some more cash flow to pay your employees.

• Talk to your landlord about delaying rent for a few months.

• Borrow more (with caution). You may have to offer a higher interest rate or collateral. Only borrow more if you’re confident business will pick up in the next few months.